Marlboro, Manalapan and Freehold real estate and homes for sale in New Jersey, luxury homes, executive properties - Charlotte Ruden, REALTOR® Charlotte Ruden REALTOR(r) for Marlboro, Manalapan and Freehold, New Jersey real estate, luxury homes, executive properties - NUMBER1EXPERT™ Charlotte Ruden NUMBER1EXPERT(tm) for Marlboro, Manalapan and Freehold, New Jersey real estate, luxury homes, executive properties

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Charlotte Ruden, REALTOR®, real estate agent and broker for Marlboro, Manalapan and Freehold New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 732-972-9881.


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Mortgage Prequalification: Marlboro, Manalapan and Freehold New Jersey home buying, real estate listings, and homes for sale in Monmouth County, NJ
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Marlboro, Manalapan and Freehold REALTOR® to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
Bargain Properties >The Inspection Report

Are you looking for a home and becoming tired of house-hunting? If so, you may be tempted to buy a bargain-priced home "as is" and forego the home inspection. But without the inspection report, do you know what the "as it" refers to? Wouldn't it be better to know what condition the home is in before you buy it?

The inspection contingency allows the buyer to enlist the services of a licensed home inspector within three to seven days after the purchase agreement is signed. The inspector will go over the property from top to bottom, evaluating the condition of all the basic systems and structures of the home in order to identify conditions that may be considered material defects and thus may affect the market value or the safety of the home.

The inspector's report is the only documented proof of the actual condition of the property that is being sold. It is a valuable tool that helps you negotiate the sales contract and gives you information about future maintenance projects. The cost of an inspection is well worth the peace of mind it provides.

See All Tips In The "Bargain Properties" Category >
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Real Estate Trivia
Q 
Why is the Terra Amata site in Nice, France famous?

A 
Remains of 21 huts found in 1965 are thought to be the oldest known habitation from the Acheulian culture 400,000 years ago.
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Charlotte Ruden, REALTOR®, real estate agent and broker for Marlboro, Manalapan and Freehold New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Charlotte Ruden
RE/MAX Central

The Home Fashion Center--520 Route 9 North
Manalapan, NJ. 07726
Direct Line: 732-972-9881
732-972-1000 ext. 328
Home Office: 732-536-8011
Cell Phone: 732 267 3108
Home Office Fax: 732-536-8611
Email: charlotteruden@NUMBER1EXPERT.com

A native of Monmouth County, NJ, Charlotte is an outstanding Broker/Realtor Associate at RE/MAX Central, specializing in the Luxury Home Market in Colts Neck, Holmdel, Marlboro, Manalapan, Freehold, and the surrounding areas of Central Jersey. Her experience, knowledge, and unsurpassed degree of personal service will enable your success in the purchase or sale of property. She is your best source of information, and in the Central New Jersey area, Charlotte is a NUMBER1EXPERT™!

Equal HousingMLSREALTOR


RE/MAX Central real estate and homes for sale in Marlboro, Manalapan and Freehold New Jersey

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